Aaron C. Campbell, NMLS 134888  Phone: (317) 506-0886 Email: acampbell@spectrummtg.net
              John M. Dearth, NMLS 134885  Phone: (317) 506-3346              Email: jdearth@spectrummtg.net
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                              WELCOME TO SPECTRUM MORTGAGE SERVICES, LLC, NMLS ID 134866 Sample Image

Who we are, what we do
Spectrum Mortgage Services is a licensed mortgage broker located in Indianapolis, Indiana.  Co-owners Aaron Campbell and John M. Dearth have served thousands of customers since we were founded in 2003.  We serve the entire state of Indiana, and offer a full menu of mortgage programs for our customers.  We orginate Conventional, FHA, VA and USDA mortgage loans.  We are well positioned to offer competetive loan terms and costs.  Our services include both purchase and refinance transactions.  We strive to help our customer find the best options available for their mortgage needs.  NMLS ID 134866. 
Mortgage pre-approval

When entering the market for a new home, it is important to have a pre-approval in place.  Whether you are a first-time buyer, or purchasing your 2nd or 3rd home, a pre-approval tells the seller you are qualified, and have taken the necessary steps to secure mortgage financing.  We are happy to have a conversation to get you started on the path to pre-approval, or you may complete our online application to get the process moving forward.  There are many factors that go into a pre-approval, and our experienced and knowledgable team will be happy to guide you along the way.  
Rate quotes

If you are looking for a rate quote, it is best to speak directly with our team.  There are many factors that affect rate and cost, and getting the entire picture is helpful in delivering an accurate reflection of the interest rate and closing cost options.  If you prefer to request a quote online, please submit the requested information in our quick quote feature.
Easy and efficient process
Company Owners Aaron Campbell and John Dearth have over 50 years of combined experience in the mortgage industry.  We are involved in the process from start to finish, and are committed to offering personal service for each and every customer.  We work hard to ensure that you are well informed, and to make the process as easy as possible for you.  We are dedicated to facilitating a streamlined and efficient process, that enables you to get the service you need when purchasing a new home.  


Recent Articles

Jun
25
2025
Why Homeownership Is Still Worth It—Even Beyond the Finances
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question. But let’s pause for a moment—because homeownership has never been just about the money. In fact,...
Jun
20
2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to “time the market” could...
Jun
13
2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
There’s big news in the real estate world—and it’s great news for homebuyers. The National Association of Realtors (NAR) has officially repealed the controversial no-commingling rule, a policy that had long made the online home search experience more...