Aaron C. Campbell, NMLS 134888  Phone: (317) 506-0886 Email: acampbell@spectrummtg.net
              John M. Dearth, NMLS 134885  Phone: (317) 506-3346              Email: jdearth@spectrummtg.net
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                              WELCOME TO SPECTRUM MORTGAGE SERVICES, LLC, NMLS ID 134866 Sample Image

Who we are, what we do
Spectrum Mortgage Services is a licensed mortgage broker located in Indianapolis, Indiana.  Co-owners Aaron Campbell and John M. Dearth have served thousands of customers since we were founded in 2003.  We serve the entire state of Indiana, and offer a full menu of mortgage programs for our customers.  We orginate Conventional, FHA, VA and USDA mortgage loans.  We are well positioned to offer competetive loan terms and costs.  Our services include both purchase and refinance transactions.  We strive to help our customer find the best options available for their mortgage needs.  NMLS ID 134866. 
Mortgage pre-approval

When entering the market for a new home, it is important to have a pre-approval in place.  Whether you are a first-time buyer, or purchasing your 2nd or 3rd home, a pre-approval tells the seller you are qualified, and have taken the necessary steps to secure mortgage financing.  We are happy to have a conversation to get you started on the path to pre-approval, or you may complete our online application to get the process moving forward.  There are many factors that go into a pre-approval, and our experienced and knowledgable team will be happy to guide you along the way.  
Rate quotes

If you are looking for a rate quote, it is best to speak directly with our team.  There are many factors that affect rate and cost, and getting the entire picture is helpful in delivering an accurate reflection of the interest rate and closing cost options.  If you prefer to request a quote online, please submit the requested information in our quick quote feature.
Easy and efficient process
Company Owners Aaron Campbell and John Dearth have over 50 years of combined experience in the mortgage industry.  We are involved in the process from start to finish, and are committed to offering personal service for each and every customer.  We work hard to ensure that you are well informed, and to make the process as easy as possible for you.  We are dedicated to facilitating a streamlined and efficient process, that enables you to get the service you need when purchasing a new home.  


Recent Articles

Aug
20
2025
Lower Rates? Don’t Relax Just Yet
Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage rates began the week at some of the...
Aug
14
2025
Mortgage Rates at 10-Month Lows! Big Opportunity!
As we look back at the first two weeks of August and into mid-Q3, here’s what we know: mortgage rates are holding steady near their lowest levels since October 2024. That’s a big deal if you’ve been thinking about buying a home, refinancing, or just trying to time the...
Aug
05
2025
Rates Just Hit a 10-Month Low!
If you're thinking about buying a home or refinancing, here's some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and it’s because of a big move in the bond market driven by a key economic report. So, what...